Advice for Doing Private Lending

[Benjamin Lioue]

I am doing a private unsecured loan of $10K at 11% to a real estate development firm. I have received personal guarantees from the 3 individuals whom make up this firm as well as added on the insurance (except life). Questions to follow:

1. What are your look to Due Diligence Documents you want to get comfortable lending?
2. What type of recourse do I have if the firm can't pay up?
3. If a third party is originating the loan document, should I still have a lawyer review it?
4. If I need a lawyer, what type of lawyer should I get? Lending lawyer? Real Estate lawyer? Or is a deal this size too small or worth it for me to get one. 
5. Is it worth asking what my money will be used for?

Thanks,

Benjamin