@Mike RoyAl is correct, replacing older 3-5usg toilets with newer 1.2 - 1.6USG units which score 1000+ under MAP testing is your most water savings for your money.  

As long as I'm not over leveraged, and can absorb a 20% rent cut across the board (which would blow royally, but I could suck it up if I had to), then I believe I'll be okay.

I ended up driving my own cab downtown to my hotel - after demonstrating to the cabbie I was a Canadian and well versed in driving on snow and ice.

a low point in Canadian history was our last liberal government...for the last year we weren't a democracy. we voted them out and Canada has been improving massively and steadily ever since.

I am a Canadian with a fair amount of property in Canada but I am looking to invest in North Dakota.

Keep in mind that someone that is excellent with 2 - 5 projects may suck royally with 10.  

Loeffler's material is soon to be obsolete in the eyes of the CRA ... but perhaps he'll put out a revised edition when that day arrives.Another good primer to have is Steve Cohen and George Dubé's "Legal, Tax and Accounting Strategies for the Canadian Real Estate Investor"The there is the very thorough, large (amazingly expensive) and rather useful (despite it's Upper Canada bias) text by Pierre Boiron and @Claude Boiron "Commercial Real Estate Investing in Canada"

Equifax gives a FICO score of 650 - 699 as having a delinquency rate of 12% (Canada).Only 14% of Canadians (30% of Americans) score below 650  and most are likely on welfare. 

@Jackson Barr,While I applaud  you for being an active consumer, and negotiating with the credit card companies, paying for 30% of what you got, shouldn't be a post on BP, congrats on royally screwing over the credit card companies?   

Anyone familiar with Canadian Lakes?