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20 February 2012 | 7 replies
As far as I know he can't find my info (I sure hope not) unless he gets the police involved (I doubt getting 2 letters in the mail would warrant a police investigation) but it got me thinking if I am better off just getting a pre paid phone or using a google voice number instead, just in case one guy actually is crazy enough to try to find me.
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3 May 2020 | 13 replies
I'm familiar with Prepaid Legal Lawyers and there lawyers but what type is the question.
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21 May 2020 | 5 replies
@Amy RanaeHere are considerations in choosing a Solo 401k provider and bank to provide the account:Solo 401k Bank Account Considerations:Here are some general considerations:If you want access to bank checks, a debit card and/or the ability to ACH funds out, you will need a bank, credit union etc. rather than a brokerage.There are 100s of banks and credit unions that have opened accounts for a Solo 401k.Keep in mind that the bank's role is limited to simply providing the account (i.e. no tax reporting, no recordkeeping, etc.) such you may wish to de-prioritize familiarity with Solo 401k plans and focus on other things that are important to you (i.e. branch locations, fees, etc.).If you want the ability to invest in stocks, mutual funds, etc., you will need a brokerage account.Many brokerage firms will open "free" accounts (i.e. no setup fee, no maintenance fee), which will also come with checkbook access and the ability to wire funds out such that they function as a "hybrid" between a bank and/or brokerage account.If you are looking for names of banks that open bank accounts for Solo 401k plans, there are many banks where we have received positive feedback including Wells Fargo, Bank of America, PNC along with local banks and credit unions just to name a few.
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8 April 2016 | 5 replies
All of the income from the investments owned by your 401k will be going back to the account and all of the expenses directly related to the investments of the 401k paid by you from the account by using a checkbook or debit card.I sent you a link to a video of the webinar recording which provides detailed explanation of the above, watch that and get back with any questions, would be happy to help you gain better understanding.
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29 December 2017 | 24 replies
Here are the numbers:30 year loan at 5.125%Purchase price: $79,000Down payment: $15,800 - (20%)Charges and reserves: $11,554 (outlined below)1) Closing costsOrigination fee: $1,235Discount points: $1,027Appraisal: $785Credit Report: $45Flood cert: $8Tax Service fees: $82.502) Title ChargesClosing Fee: $450Lender Title insurance: $279.80Title search: $2003) PrepaidsHazard Insurance premium $1,2004) Prepaid ReservesHazard Insurance $1,300 Property Taxes $1,833Escrow Adjustment ($200)5) Transfer chargesRecording Fees $230Transfer Taxes $2,3706) Settlement chargesOwner Title Insurance $349
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17 June 2020 | 5 replies
You can also present yourself as the live-in manager and collect the money via a debiting service or an on-line payment system.
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7 November 2023 | 4 replies
If you have a seller willing to provide a large credit or price decrease - I would use the credt to cover the loan fee/ points / prepaid items - good luck
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20 June 2016 | 44 replies
For the people without a bank account have them get a prepaid debit card that allows ACH debits, such as the NetSpend card that we recommend.
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24 October 2023 | 52 replies
For example you might get a low offer accepted but then having closings costs that the seller customarily pays for being debited to the buyer instead, as just one example.
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11 March 2023 | 16 replies
They will be able to look at your credit and debit to income ratio and tell you EXACTLY how much you can borrow.