That includes my last coaching renewal - I prepaid a year at $6,000 last February.

You can only receive a deposit if you have a written rental contract (RCW 59.18.260), but I am aware of nothing prohibiting prepaid rent and find it to be common practice in our area depending on the quality of rental.  

and no, you are not usually allowed to roll escrow prepaids into the loan.

Indicia: An indicia stamp is a postal marking rather than an actual stamp or a regular cancellation on each item in a large shipment of prepaid mail.

days or less), who escrow is (I put name and phone number), who title is (name and phone number), you might want something like "Contingent upon interior inspection" or some other contingency clause, I like to add a statement about prorations such as: Security deposit, prepaid rent and unpaid taxes to be prorated through escrow (that way I get the credit for the paid taxes, not the seller), and sometimes I put in a line about how long the offer will be good for.It's really quite easy.

I figured it was a good idea to start direct mail so I told my friend Michael Quarles what my goals were and he came up with a fantastic schedule...6,000 mailers per month, broken into groups of yellow letters, postcards, and professional letters....A little over 15k when prepaid 4 months...So I pulled the trigger.I haven't done any direct mail so I am excited to see the results.

Again, points may not be charged by private lenders, it is prepaid interest and reserved for institutional and registered lenders, so forget about charging 5 points and 15%.

Points are pre-paid interest.

(vii) If this note is prepaid prior to _______ day of ______________________________, 20_________, then mortgagor shall receive a discount of _______________________percent (______%) of the remaining balance due.

(vii) If this note is prepaid prior to _______ day of ______________________________, 20_________, then mortgagor shall receive a discount of _______________________percent (______%) of the remaining balance due.