I'm always happy to help others, but I also have a business to run that I have bled and sacrificed for.

So the advantage is great mid-term cash flow (~15 years) while sacrificing appreciation.

I still see this as a positive where you sacrificed some of your budget to support family members and they actually came through with the job.

So basically i'll be sacrificing cash flow for shorter terms and 0% to little financing vs increased terms, more cashflow and eventually paying more on the property?

Would you be sacrificing a bedroom in order to enlarge the master?

I think I speak for most of us when we say we appreciate all you've sacrificed for us.We only buy real estate notes, not direct real estate, but we've been really pleased with what we've gotten in the KC market.

So I can could buy another cheap house if I wanted sooner.All in all it is sacrificing time, or sacrificing quality.

By going with a 15yr note, you are making larger payments versus a 30yr note (if you are able to get it) and in turn are sacrificing cashflow.

The nice thing about your pursuit is that you can either use REI to fulfill your goal, or REI to allow you to work in a job that helps everyone get real housing, while not sacrificing your own (and future generations') financial future.

So, I've sacrificed a bit of a more expensive property to buy in a higher rent area near a military installation which will greatly help to keep my vacancy rates low.