$40,000 x 25%(assuming a 25% interest rate on credit cards) = $10,000This is more than the annual cash-flow that you are getting from the rental.I would look at a way to paying off the credit card debt asap.Look to see if you can take a HELOC on the investment property(likely difficult).If you can't you may want to consider selling the proprety.You will also feel a lot of relief of not having credit card debt hanging over you.What is the interest rate on the car loan?

Do some research into both areas to see which aligns best with your financial goals.Good luck, and feel free to reach out if you need more help!

I want to diversify and I feel like the best way to accomplish that is through real estate.

I’m potentially looking to purchase a mid-term or long-term rental property in a different state because I feel I may be able to find better deals elsewhere.

Feel free to message me!

If anyone has any questions or is open to discussing further, please feel free to let me know!

A lot of the basis of my position on this can be described as “gut feel”.  

I have done some research, but I’ve found that many mentors and coaches are asking for significant fees, which feels like a large financial commitment, especially as a newcomer to real estate investing.

Avoid surfaces that can stain or feel cheap like low end LVP.

Feel free to reach out if you want to connect, I have some people I've JV'd with in the Texas triangle.