This affair seems to be a big scam and I wanted to have your insight on that point?

You may only require an escrow and title company to do your transaction in your state.An accountant is not required for the closing, but you may need an accountant has a tax advisor when it comes to your financial affairs and how that property will affect your taxes, etc.Great to see your educating yourself!

It sounds like you are getting all of your affairs in order to position yourself for investing.

If all agreed for one of the siblings to handle the affairs of the home and I was able to convince the sibling put in charge of the home to deal with it to do a Affidavit of Heirship, can it be done? 

In a recent FB post, Cook County Board President Toni Preckwinkle's Director of Governmental and Legislative Affairs describes Cook County's debt problem as a "pension tsunami" in defending the recent 1% sales tax increase.  

@Kyle Gregg, the first thing I would do is email the new LO, the branch manager and every suit working there with an itemization of each and every misrepresentation the LO gave you and tell them "...that because of these representations, you will need at least another two weeks to close - that you really don't want to send these facts to their Regulator and consumer affairs offices, but your back is to the wall and they need to meet you 1/2 way SINCE YOU HIRED THE IDIOT YOU JUST FIRED".  

Estate planning is a family affair, see your attorney and banker. :)

I don't condone it, but I also don't involve myself in other people's affairs.

My lease includes a clause that requires tenant to provide the name and contact information for someone they authorize to handle their affairs should they become incapacitated, deceased, or incarcerated.

She has dementia and can no longer handle any of her financial affairs (she's been declared incapacitated by two physicians).