A couple of decades ago a collection agency collected judgement and never paid a penny to us and you couldn't possibly collect from collection agencies.(8) No attorney takes a collection case, unless it exceeds $10,000 and multiple collections.

Avoid PMI and then go to a local credit union and get a heloc after closing to gift the money back.Have this as a tool in your tool belt but pursue use of the 3.5% FHA, knowing that you will be at a competitive disadvantage if you are competing with non FHA buyers, then you can call in the favor from your gift person.Just know that if someone gifts you down payment money, your bank will require them to sign a letter stating that it is in fact a gift that doesn’t need to be paid back.

Add to that top dollar is being paid for rentals.

I've paid the neighbors to log into their wifi before as well.

For me, it’s been a mix of local friends and paid contractors.

If she wants paid for canceled appointments, then I would suggest you look for a new cleaner.My policy is to keep all funds if the guests cancels within two weeks of their stay, unless I'm able to rent to someone else for the same period/rate.

I feel that they have over-performed for the price and are a great value compared to the prices paid by my peers.

She can set up payments to be paid on the 1st of the month and no one is driving 24/7. 

The Mortgage is paid off. 

They are more like an investment club / provide coaching (I am guessing for a fee) but I as a sponsor was told we don’t get any fee or have to provide any kickbackSomeone I know who is a member noted they do not act as investment advisors or provide investment advice nor are paid based on specific investments but I am sure someone can Confirm this I wonder how they get paid then.. ???