He proved to me how mentally unstable he really was.

She is impossible to screen fully, probably can't meet income requirements and is too unstable.

That is just one example.If people are unwilling to invest when the market is stable or good, they will never invest when the market is unstable or crashing. 

Quite frankly if its a neighborhood that is so unstable that some blocks are investable and others are not than its not a neighborhood I want to be in anyway (and there are plenty of them, don't get me wrong).For instance, I would invest anywhere in the Hamilton neighborhood.

Best1 - Credit lines are fickle, and the rates are unstable. 

@Marcel Couch Classes for commercial properties are different than residential 1-4 family properties.Also, you'll find the concept of classes for 1-4 family vary greatly as there's no standard and everyone has different opinions.Our LOGICAL opinion is that it all revolves around the tenant pool for a property.Here's our definitions of Class A-D, with the understanding that we are playing statistics and probabilities (there are always exceptions):Class A: 680+ FICO, white-collar to high-blue collar, very stable career/income, usually some savings, takes very good care of rental propertyClass B: 600-680 FICO, low white-collar to mid blue-collar, stable employment/income, often some savings, takes good care of rental propertyClass C: 550-600 FICO, mid blue-collar to no-collar, decent stable employment/income, lives paycheck-to-paycheck, 50/50 on taking decent care of rental property or being hard on it.Class D: <550 FICO, no-collar, unstable employment/income, often only SSI and/or Secion 8, often doesn't deal with banks, usually hard on a rental property.The tenant class will eventually affect the property, which eventually affects the neighborhood class, which affects the contractor & PMC class willing to work there.An abundance of housing will typically lead to a lowering of the overall class in that area.A shortage of housing will lead to gentrification and improvement of overall class in that area.

The market is highly unstable and the prudent lenders are restricting LTVs in order to protect themselves from a sudden deflation in prices do to a recession.

Community banks are an integral part in real estate financing as the provide an alternative to the 30yr mortgage by being able to finance cheaper properties, <$75K price points, and finance those with unstable income, self employed or commission based.

Right now many of the rehab. lenders will not lend to someone without experience due to the unstable market.

I've got an older gentleman who is my tenant in Anchorage. He has recently begun hallucinating and believes one of his housemates is holding him prisoner in his own apartment, forcing him to take drugs, and says a gir...