Good credit is putting DSCR loans that are fully leveraged in the high 7's on a 30 year.   

My son lives in Davis County and has his own personal window company and 12 houses worth $500,000  in great neighborhoods. 

Low 7's on a DSCR is very competitive right now.

Our son will be going to SOU in the fall so we are a little familiar with it, just not as much as we would like and so we have some questions.

When I self managed from out of state, my son still lived near there so could run by to check it out if an emergency, and I had contractors who knew me well enough that they would enter on a contractor box left at the property if the tenant didn’t answer the door, then I’d send payment once done.

My son is suffering from a medical condition that requires large bills.

Okay, A "Private Lender" is someone you know personally, you may be related and family loans are exempt from all state and federal regulations, if I want to loan money to my son, it's whatever the family wants to do and also exempt from Dodd-Frank (DF).

The house is 80k under market value I really want this property for me and my son to live in is there anyone that can guide me in the right direction??

What people dont realize is that how fast these AI thing create turbulences in tech industry and creating the mass layoffs of 2023 ; while at the same time reducing the office needs as well.Google just decided not to expand new office in north bayshore in palo alto because they're the first company threatened by AI and has to layoff people. 

Location is Halethorpe MD, tenants teenage son had an arrest warrant against him and police did a lot of damage.