Im young and inexperience, but I do own 3 properties, one going throught foreclosure (yea, now my credit is shot).

Your landlord was either lazy or inexperience.

I found myself a few blocks from my courthouse (or more accurately, our public research room) a few days ago, and decided that since I'm trying to confront my fears, my inexperience, and do something (anything), I wandered on it and asked to look at the list of NODs.

My other option is to go there (a state of my choosing) and do everything myself, which will be very hard as I haven't been to the states for many years (and when I was I was 8 years old), plus I'm very young and inexperienced, which could also be a downside regarding people trying to take advantage of me, with me rendered defenseless by inexperience.

Not only do you stand to pay interest and penalties, but the greater risk you run with your inexperience makes it even more likely that you'll lose some/all of your retirement funds.If you were in your 20's, or if you had a nest egg outside your 401k, I'd say go for it, but given your situation, you should reconsider the 401k solution.

However, your inexperience does make me cautious.

My background is in building design and construction, although on the commercial scale, I still think it will help me.Besides the inexperience obstacle, I'm having a hard time concentrating my free time effectively to get the ball rolling.

With my inexperience, I'm looking for a local RE investor for mentoring if you're so inclined.

But I do understand how a "new" real estate agent can want this commercial deal all to themselves inspite of the inexperience.

You might patrner with a money guy and manage for him, but with your inexperience, that will be difficult too.Without knowing more about what you have in mind or maybe a deal you're thinking of, out of the blue that's about it.Stay with the dream and study.