Either way if you personally guaranteed the note, yes it will affect your personal credit no matter who the property is titled to.

Title issues tend to be the fact pattern where properties are truly not financeable but that's rarely the case when you see the "cash only" adverts.Ultimately, proceeds will be transferred through a title company and its not as if the buyer is showing up with a duffel bag filled with cash.

It sounds like you are just talking accounting, not title work.A lot probably depends on how you have your banking set up.

Like your post title suggests, you die to avoid the taxes.

The challenge, as you’ve discovered, is that traditional HELOC lenders typically want the property titled in a personal name rather than an LLC.

I look at all these LinkedIn profiles and about 2 million people claim the title of “visionary”.  

What is the best wholesale-friendly title company in Central Ohio that you’ve worked with?

I've also used some more obscure companies in the seller financing world like Pioneer Title in Idaho (they call in Long Term Escrow Servicing) and Security Escrow in NM (recently purchased by Sunwest Escrow).

Always use a title report and escrow though.It's over paying on a creative finance transaction that tends to happen. 

At the end of the day I would check with your attorney, but I ran this interesting question by my Title Rep @First American.