Honestly is better spent as a down payment on a second building. 

I wish you the best in building out your portfolio. 

It looks like you are doing an affordable build based on the cost but hard to say since you didnt provide info on the build itself such as square footage and finishes.

i found in my build projects that started just before and continued through the pandemic prices rose. everything but lumber became sticky IE they rose but did not fall..

Additionally, I’m a licensed realtor in Pennsylvania, which has allowed me to expand my expertise and build a solid foundation in both investment strategies and the local market.I’m eager to connect with fellow investors, share insights, and learn from this amazing community.

Since you’re already diving into BiggerPockets, focus on clarifying your investment goals (house hacking, multifamily, or BRRRR), building your network with experienced investors and lenders, and most importantly, taking action by analyzing real deals.

It’s awesome to see your passion for real estate and your clear goals for building a portfolio.

My husband and I own a rental unit in a condo building in Jacksonville, FL.

I'm a land broker in Orange County, one hour from where the fires hit. 

Build a team with all that time in the morning and and the time you have by walking up early etc.