I would say each property should be around a bare minimum  150k per for a standard row home in relatively decent shape. 

I recognize that there are going to be sub-to that were owner financed at high LTV (>=95%) that barely appreciated, but it is likely below 0.1% of listings and the odds of it being an optimal investment purchase make the odds even longer.I would look at sub-to as potentially a way to get way below current rate loan and not as a low down option.  

Quote from @Bill B.: Are you afraid if you trust your agent and lower the price $20k to $985k.

Last year I barely made any money after all expenses were paid.

Barely put up containment areas up and they were not sealed.

But, baring some Disney type of big attraction coming to the area, I think it’s safe to say 2019 visitor counts, plus say maybe an additional 20% due to awareness of the area post COVID, is all we can expect.  

Invested $170k since 2021 and total return of barely over $5k, which includes $2700 left from the first property they sold end of 2023(orig investment of 25K). 

I don't see how sellers would be comfortable leaving their credit score at the mercy of someone else they barely know, for the life time of the mortgage which could be 20+ years to come. 

Or the other explanation is that they are cutting corners or doing the bare minimum for it to be code complying or both.

The conflict:The husband arrived and could barely formulate words through his temper.