The rents at purchase were not even 2/3 of my PITI (so crazy negative cash flow but one reason acquired below retail).  

I know a lot of investors do this, they acquire properties and then sell them under their terms, acting as a bank financing a purchase.

Working with a mortgage broker who specializes in investor programs can be helpful for better terms as conventional loan product lenders generally don't have the best DSCR terms.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The usual max for cash out loans on your primary home is 80% and that would take many years to acquire when putting 1% down.

Better spammers - the ones that aren't trying to sell goulash in Cambodia - will ask some type of question first before responding with their own products.

Now let's look at how you acquire the property, which is a question of capital. 

I have done business with Dominion for their 30 year DSCR product. 

I'm a 20x AirBnb superhost who realized I have more productive uses of my time than hosting directly.

KT is an ancient and inherently dangerous product.

The other flag was Lee pitching one product or another every other day!