I'm currently under contract on a 1902 Victorian in Northern California and have run into a giant hiccup - I can't find home owner's insurance!

I own a 5500 sq ft lot with a 2200 sq ft victorian on it in Uptown, West City Park, Denver. 

I quickly fell in love with the Victorian homes in the city and now that I see myself living here long term, I'm interested in investing in rental property for myself.I look forward to being a part of this awesome community!

The prices are very low - you can buy a downtown Victorian home for less than $100k in Tecumseh and $60k in Adrian.

The property has an old Victorian style house on the front that has been used as a hair salon for the past 27 years.

So a townhouse style 4 or 6 plex with yards and washers and dryers and separate utilities is far superior to a converted Victorian with no yard, no laundry and shared utilities. 

What I mean by that is one house could be a 2 bed room 1 bath rambler on a 10 acre plot, and their neighbor would be a house with 4 beds and 3 bath with 2 car garage, followed by a victorian style mansion...  

I recall it being an old Victorian on the west end of town.

One is an 1897 Victorian duplex in West Oakland just south of Emeryville Target.

Biggest reason I am moving on.It's an old victorian house, each room is tenant, I don't even know if that is ok?