Its locked up in the equity of the property and it will cost you money to touch it.

I will be graduating from college with an accounting degree in May of 2025.

Some items to touch on while you talk to prior investors:How has the overall experience been?

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

Not with it expecting to touch 5 before it touches 4. 

It's a nice touch, but it won't help your reviews I wouldn't think.

I guess it’s to touch on a few things...You’ll never know where the road will take you.

Basically, when the tree limbs start to touch at the top, you need to thin out.  

The space heaters we use are cold to the touch.

@Aaron Raffaelli we call all the cities that touch Detroit, the Ring Cities - except the Grosse Pts.These cities are mostly Class B and are solid rentals.Detroit overall has gentrified to Class C, but at least a third of the city is Class D still.Check out the interactive map on our website and watch for whats coming...