Most lenders who order appraisals are required to order them through a 3rd party AMC, which can add additional costs to the appraisal but ensures that there is no lender (Or borrower) bias in regards to the values.

I explained to the lender that I didn't want to borrow funds for the rehab just to buy.

I don't have much cash to put down for a property and don't have anyone to rely on to borrow capital.

To borrow against a free and clear portfolio in a creative deal.

I let the seller/borrower/co investor know that this is my offer and it’s what I’m willing to do.  

I agree as long as it's not borrowed. but when you BORROW from anything that accrues interest there is no benefit. 

I just finished the BP book by Avery Carl and am hoping to borrow from ourselves to fund our first vacation rental. 

Totally agree about the "bigger bird, smaller stone" analogy (can I borrow this?)

With the current mortgage rate constraints affecting how many buyers are willing to enter the market we are seeing a lot of borrowers have success with the BRRRR strategy with plans to sell in the next 3-5 years when interest rates go down.Researching potential LTR and STR rental amounts and seeing if holding for a few years is a viable option is a good analysis to do well. 

None of us are as smart as we think we are when an investment goes right.Lastly, I'll borrow a thought from Morgan Housel - don't seek the investments with the best returns; seek the investments that will allow me to make an average return for the longest period of time.