I have seen many who worked for hedge funds ext for years then launch and do well.then the other thing I have seen and I think but don't know for sure.. but take a Joe Fairless he has a pod castso he had to probably start that organically I know I was on it 4 or 5 years ago. 

There will be many folks looking to sell or do some type of loan workout (mods, short sales, DIL).

(Especially the mods ^_^).And I am !

We used the Pod cast bigger pockets suggestion and always get out of the car when we see a neighbor lurking by...if you drive slow enough, 1 always pops out and is dying to talk to you...we get all our inside info from the neighbors.

Dedicate the next 6 months to a year reading, listening and consuming everything you can find on money management, real estate, etc.Plenty to learn, start by listening to all the BP pod casts and reading all reference books. 

let me use "rooster"  (you are welcome mods) and show some buttfethers and hope the chicken comes to you and grab it with your buttcheeks.My point?

Mods: If this is not allowed please delete.

I've spent countless hours on the phones of lenders negotiating loan mods, better terms and prolonging the process to keep lenders from foreclosing. 

And the borrower agrees to that deal.So as long as you give the house back when you cannot pay, (imo deed in lieu is the most moral way to do this) there is no breaking of any contract or any moral obligation.It is only when you take steps to hold continue living in the house longer than the normal FC process would take or you damage the house or you stop paying assessments or taxes or other things that any moral obligation is broken.If you pocket rent while not paying your mortgage, I think that is wrong too.However, I do think asking for a loan mod and even a short sale is morally suspect.

I am able to listen to my I pod all day though and was wondering if there were any audio files are books that can help me for my test even if its the national test?