It kinda gets me steamed to hear about companies that only deposit their match twice or even once a year because then you lose out on more potential compounding/growth of your account.

If you spend more cash than you get back in profit...you are losing money.In addition, you are losing the compounding effect of what you could get in added profits by investing with those funds you are spending by paying off the mortgage.

Hey @Brett Bickett - way to start thinking about this stuff early - Real Estate is all about consistant action and compounding interest, and the earlier you start the more time your investments have to compound. 

A lot of the referrals don't work out because of price of timing BUT you ask them for a referral and these referrals compound and you have 10x more connections than if you ask "do you know anyone" or just don't ask in general.I did not purchase any properties in 2020 but from my cold calls I wholesaled two properties and around $6 million of my sales came from cold calling last year. 

The compounded effect of this over say 10 years with 10 sets of residents leads to a general beat up feel of a property that is typically 100 years old - hand made millwork, non standard door sizes, lath and plaster walls - all of this very, very expensive to restore or replace.

One will be amazed at what law of compound interest means over 20++ years. 

The power of compounding.  1 penny, doubling 30 times = $10,737,418.242^30

Rather than compounding effect of a Roth IRA and waiting to enjoy the funds later in retirement.

It's a buy, buy, buy, scale and compound game.

Simple, the underlying fundamental of compounding returns combined with leveraged funds, it's the secret sauce that makes REI the profit generator it is.