@Ian ScalzoWelcome to BiggerPockets, a place to interact with a vibrant REI group, learn the real estate business and language.

Today, we see a vibrant and expanding downtown which is helping to convert older neighborhoods into walkable, trendy residential areas.All that said, it really depends on you cash position and patience in the marketplace.  

@Brad StriblingWelcome to BiggerPockets, a place to interact with a vibrant REI group, learn the real estate business and language.Seeing that you have not fully made up your mind about a niche, I added the below links that will help to do so.http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property)http://www.biggerpockets.com/renewsblog/2014/01/07/flipping-houses/ (step by step guide to flips)http://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/?

@Elder WilliamsWelcome aboard the vibrant BP community.

Anyone know of Hard Money Lender Future Global Company?

You are in the right community that will help your get to the next level.Below, are some basics that will get you going quickly.Welcome to BiggerPockets, a place to interact with a vibrant REI group, learn the real estate business and language at near zero cost.

Given how much of global wealth is concentrated in the hands of 2 percent of the population it is likely that in any representative sampling most people will have little by comparison. 

Right now I'm just starting out.Looking for a duplex to purchase, and finance with NY SONYMA or FHA mortgage.I work an entry level job at a global bank, so I qualify for all the lower income mortgages, and I am a first time buyer.I am looking in the Buffalo, NY area.Right now I need a place to live in half of it, and rent out the other half.Is there a formula that I can follow to figure out what to offer, or what a deal is?

Well my main goal is to invest globally, with a heavy influence in Asia, particularly Japan.

Most of my full time career has been spent with Vans where I direct a global footwear business unit.