Compliance states there is no way to remediate this unless a new file is created. lender credit is 6900 which is the seller concession and no COC can be issued for “incorrect” lender credits.

Quote from @Jim Stanley: You should reserve insurance for large claims.Contact the city and report the issue to them.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

But during the buyer’s due diligence, several unexpected issues surfaced, each cutting deeper into the profit I had worked years to earn.The first issue was with the water lines.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

My manger does this all the time.He has an inspection done to verify all the maintenance issue and has someone video the property to verify all the marketing issues.

I've had some not happy when I have asked them to split it out.I've tried asking questions to the IRS customer service reps, and didn't have the best luck.While I cannot cite a specific official guidance on this issue, I consider debit cards exempt.

Its been a wild ride though doing all this through massive inflation and supply chain issue and Covid..  

But in my opinion, the biggest issue I see with folks jumping into their first "big" multifamily deal is the quality of the pro forma.