Could you elaborate on the "basics" you speak of that you feel many in the industry have not become proficient at and therefore lead to these missed or bad opportunities?

What you have is a good start, but your lack of knowledge on almost everything you laid out, eliminates your ability to design  plan...yet.Keep learning, and when you are proficient in Market Analysis, How Money works, and how a plan goes together, you can then begin to develop your plan. 

I am a 30 year old male and I am having financial problems even tho I earn a really good monthly salary.Now that the hard part is out of the way, I am just happy to be in this place and for all the info/stories that are shared here (still a lot of reading ahead), but since I am living in Europe (and not the rich part of it) I am looking for people that are familiar with the market here or are from Romania (that would be just amazing). ..so, if anyone out there is familiar or close to where I am from, please drop a "hello", don't be shy.The rest of the readers, I am still getting familiar with English terminologies that are used for basically being proficient in this business.Thank you, Istvan

While becomming an agent is relativley easy, only very few become proficient and build succesful careers.

You can be more proficient with your time, as you have allot on your plate, where you can plan your time at the hospital, studying, reading and listening to podcasts, and sourcing deals.I've said allot in this thread that if you set annual, quarterly and weekly goals, and then take important action steps each day, you will be successful faster and your productivity will sky rocket.

Through the years, I became more and more proficient at marketing for notes and forged relationships with larger-scale note investors who are always looking for more deals.

I suggest becoming proficient at calculating the return on investment of a rental property.

Good evening Corey,I would be happy to refer you to a few lenders who are proficient at the guidelines of the FHA loan process.Please contact me directly and I will share those contacts.  

If you have nothing you can think of then you need to start developing those skills.Long time ago I knew very little but I read, and read, and read and met up with other investors etc. until I started becoming proficient.

As of now I’m moving on my own but would be much more proficient if I saw someone in action.