For investments, you'll likely want a conventional loan for commercial properties.

I do not have much money and I am looking for a deal.

DSCR is not low money down or low money into a deal.

No one wants to put in the effort, work, time and money, into a healthy habit or - for real estate - into a solid asset.

I would never put my money into a shrinking population base. 

., private money, seller financing)

My name and my daughter’s name(s) are also in title and the loan.I have really good equity in both properties (six figure) with great interest rates.At some point my daughters and their husbands will move out to upgrade to something bigger.I want to turn these properties into investment properties after my daughters move out:  thinking the best way is to convert in my name only.Also considering leveraging the equity in the properties to help buy new homes/townhomes for my daughters when they are ready as well.Wondering what the best strategies would be for me to expand property portfolio, minimize tax impact , create more passive income while continuing to help my family grow.I appreciate any advice! 

I would like this to be an investment property.

Investment Info:Townhouse buy & hold investment in Philadelphia.

This has dissipated, and that irresponsible crowd has largely lost their money and motivation.