A few things that newer investors should note:- it took 13 years to get there, you have to be patient- rents are high at about $1,750, so probably a quality neighborhood- looks like that is after vacancies, probably low turnover?

Some of the most in-demand upgrades include:✅ Modern, open-concept layouts – Knocking down walls to create larger living spaces✅ High-end but cost-effective finishes – Quartz countertops, LVP flooring, and neutral color palettes✅ Energy-efficient upgrades – Smart thermostats, updated HVAC systems, and LED lighting✅ Curb appeal improvements – Fresh exterior paint, desert-friendly landscaping, and modern front doorsFinal ThoughtsWhile finding a property that offers both appreciation and cash flow is tough, there are still solid BRRRR opportunities in Phoenix if you know where to look.

I will ask again regarding pipe lining options.

Hi AllI'm in Goergia and trying to find the best lenders offering high LTV on primary residence as well as investment properties.

In some states all liens transfer to the high bidder at the sale. 

High end I'm estimating $20k.

Before committing, I’d highly recommend researching demand in your target area and connecting with operators who already run similar rentals there.A tiny home or glamping concept could be a huge hit in a market where it’s fresh and unique, but in areas where it’s been done before, you’ll need to bring something innovative to stand out.

Like someone else mentioned, FHA loans are good in low credit and high DTI scenarios, but tend to be less bang for the buck compared against conventional.

So, your focus may need to pivot from high rental cash flow to little to no cash flow as a rental with an appreciation upside.I would recommend taking your $150K to $200K and securing a solid equity position in something that will cover its expenses and maybe provide a small cash flow, but then is poised to appreciate nicely over the course of the next several years. 

Also, jumping into real estate straight out of high school is amazing!