This is an interesting thing to understand as so many people are working hybrid or remotely now for regular W2 jobs.Evan -The distinction between "business" and personal use, especially in the context of home office deductions, can be complex and is subject to tax regulations.

Thank you for this advice the distinction of polished vs stained and your comparison of cost and longevity relative to tile! 

What IS a big deal is conveying trust, authority, likeability, AND segmenting "sellers" from motivated sellers.These 2 are a completely different audience. 

How do you qualify and segment your list to ensure you're sending the right deals to the right investors?

The luxury SF rental market segment is much smaller than the apartment market, but you need to know how long it takes on average. 

Pretty respectable source’s research “found that short-term rentals are not the biggest contributor to high rents, especially when it comes to the most vulnerable segments of a city’s residents.”https://hbr.org/2024/02/what-does-banning-short-term-rentals...

But I definitely think you're right in that there is not a clear distinction in terminology between private lenders, who are using their own, or a small pool of associates', money (often self-directed retirement funds) and institutional lenders.

I did do it on 1.5 speed, but I could not find the segment talking about pulling $1.5M from a retirement.

But there is definitely a need for the segment that makes more than minimum and does aspire to own a home and build wealth.

Here are some ideas and observations:Market Dynamics: Manhattan's distinct market dynamics and high property values are well-known.