Trying to read between the lines it sounds like you have a regular owner occupied homeowners policy in place on a rental property. 

It sounds like Aloha Capital is selling “shares” which are not secured by real estate and would be considered “unsecured loans.”

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

Yeah that sounds like a nice little cash cow =).

Doesn't sound like any of this has been provided. 

The gurus make it sound easy , because they are willing $10k courses to newbies - 

Most folks I know that raise money for deals are oversubscribed and it is by relationship only to invest.Regardless, I'd have discussions with trusted advisors in your inner circle to see what they recommend.Feel free to reach out if you need a sounding board - happy to help however I can

Of course "hoping" rates will come down is not a sound strategy so finding a way to assume a loan that already took advantage of low rates is a great option.If you were starting over and targeted a large SFH, would you try to maintain the property in a way that would still attract regular homebuyers (not investors) if you needed to sell?

(It sounds like you might have done that already) If you have a realtor in that market maybe ask them what the comps are for your unit to make sure it's not higher than you expect.

It sounds like you stand to net (before taxes) about $4.3 million.