Nothing major, but perhaps changing some of the harshness of the language in some places and adding a few sections. 

I don't know about where you are, but there are some tenant-friendly areas with harsh laws regarding timely return of security deposit. 

Without all the drama.

I don’t mean to be so harsh.

These are NOT owner occ notes with all that drama.. they are on rentals and we wont do a deal that does not have at least a 2X DCR  industry standard as you well know is 1.25%  nor will we go above 65% of todays ARV based on a third party appraisal.. ..   3 decades of doing this I refined this to be as little risk as possible for the investor and a minimal amount of work on our part for work outs..

Deal with her craziness, further damage, constantly contacting you, yelling at you and everyone else, not paying her portion of rent, etc OR get her out and find a good tenant who pays you ALL of the rent money and does not cause all this drama.

If you put them in and did not do your job properly, then this is your fault and I would not advise quitting since I believe everyone should clean up their own messes and learn whatever they can from themI'm not trying to sound harsh or belittle you.

The reality, however, can be harsh.

Seems harsh but you want your earnest money held by a title company that you know and have worked with since they will ultimately return your funds in a timely fashion should you, for any reason, not close.2.

But in places like DC where winters aren't as unforgiving, an especially harsh winter can sink sales when locals aren't used to dealing with that much cold.