joel, he said it's just the opposite:he used to do residential and about 10 yrs ago he switched over to commercial. he said he does about 4-5 deals per year. but he is active all day, every day. i dont know how he can survive on 4-5 deals per year. maybe they are enormous deals.when i asked him to give me an insurance guy, he said "oh, i dont want to get into that in case anything happens with policies and coverages. i stay away from that stuff". that was weird since he thinks that the blame would be on him should anything happen to a property.anyway, i am still looking. i found an attractive duplex that came up yesterday for 86k. 2 streets over, there are 2 other duplexes that are asking 126k. but i am using a different agent this time. will see what happens.

I am a business man and am use to cultivating relationships with people for different reasons, at the first meeting should I stick my neck out there and start asking who the cash buyers are?

I am using the assessed value to determine what price I should offer.

I read the "yellow letters" with amusement.

I am using the comps to identify if its a good deal.

I am using a free trial to purchase a contract through an online site.

I am using a 5 yr ARM because I have already used the 10 conventional loans available to me.

Currently I am using the Calc pdf and a letter of intent.  

I am looking to buy a property and am using an agent that I have worked with before and I am happy with how it went.

I am using the Rentler.com rental agreement in case anyone is familiar with that.