The first phase included the changes we launched today, and here they are:- Related Discussions - At the top of each forum topic you'll now find a "Related Discussions" box.

. $90,000 underlying, $100,000 wraparound; $250,000 underlying, $275,000 wraparound)2)Difference in monthly payment spread must be $250 or more (i.e. payment on the underlying loan=$700, payment on the wraparound loan+$950)3)Interest rate on wraparound loan must be at least 9.5% (subject to negotiation)4)Underlying loan must be current at time of acceleration5)Wraparound loan cannot have more than one late payment in the previous 6 months and must be current in all respects6)At inception of the transaction, the parties must have followed ‘notice to lender process’ with the really really good lender letter7)Payment of guarantee fee at time of closing of: $10 per $1000 in note guarantee (minimum $500).8)Toroklaw will assume all of the rights and obligations of the obligor under the deed of trust to secure assumption on the underlying loan and the beneficiary under the wrap note and will have the right to negotiate with the underlying lender for a smaller amount due, extension or assumption of the underlying note, or other terms or conditions, under the underlying note. 9)Must be a legal launch clientExample:Underlying note: $90,000 balance 6% interest 30 year original termWraparound note: $100,000 note, 10% interest 30 year termBoth loans current .

My name is William Bergeron and I live in Western Ma near Springfield, Presently, I work for a large commercial flooring company in the area, looking to branch out into real estate. I'm a hard working driven individua...

Just wanted to introduce myself, how I got the itch for real estate, particularly in the Texas market sense that is my initial desired launching point into real estate.My name is Cody Niles and I have been serving overseas with my family as missionaries.

So glad you've found Bigger Pockets for the launch of your second career in real estate! 

I launched my operation Tuesday and have had two leads so far.

More detailed overview coming soon, but some quick details...When: rules become effective in 60 days.What: There are 2 "tiers"Tier 1 - requires SEC and state blue sky reviews & fees, raise up to $20M per year, open to unaccredited investors, no audit requiredTier 2 - requires SEC review but no state blue-sky review ("preemption"), raise up to $50M per year, also open to unaccredited investors (limited to the greater of 10% of income or net worth), annual audit required, must use a registered transfer agent (FundAmerica will be helping to simplify this for issuers)Both - are open to unaccredited investors, can be used by startups as well as existing businesses, and are exempt from 12(g) registration thresholdsHow: Preprare offering doc's, get your audit done, use "form 8a short-form", submit draft offering to SEC, filing electronically via EDGARCompare to 506(c) - takes way more time to launch an offering, and far more costly in terms of legal fees, accounting costs, and annual reporting obligations.

They also mentioned being charged for an electrician call-out but that was actually not the case and we have written documentation showing otherwise.We are actually going to be launching a new feature on our blog this week called the 'Transparency Report' where we break down each negative review into what went wrong, provide evidence for what was stated incorrectly, and also own up to what Onerent truly screwed up on.

http://www.inman.com/2014/05/30/opendoor-paypal-vet-keith-rabois-big-data-house-flipping-startup-has-funding-and-will-launch-in-july/

I am looking to launch my direct mail campaign as of this time.