Mark Torok Subject-To Stance

[Bryan Hancock]

Has anyone reviewed Mark Torok's "program" for taking title subject-to? I know that this mostly ties in with Phill Grove's AMPS program, but some of the folks I have talked with recently recommend it for informing the lender about the sale such that they can't call the note at a later date. Has anyone reviewed Torok's opinion about *this portion* of the legality and the lender's right to call the note due?

I found this opinion letter for what it is worth:

Opinion Letter

I can't tell that Torok addresses the rights of the lender to call the note based on the letter above.