@Kimberly Lima  Unlicensed wholesaling, as it's commonly described (get a property under contract that you have no intention of actually buying, find an end buyer willing to pay more, assign the contract and collect a fee) is illegal in Massachusetts - and most other states. 

I have used unlicensed contractors, but there are risks. 

At least wholesalers have their name on a contract.https://www.trec.texas.gov/what-are-penalties-unlicensed-brokerage-activity

Now, a wholesaler is regarded as an unlicensed agent or broker, i.e., someone who’s representing the seller in trying to sell his property.

That may not be legal for them to pay an unlicensed broker.

The Dept. of Commerce, Division of Real Estate is too busy regulating 10,000 idiot real estate agents to care about unlicensed activity.It's wide open here until it isn't...Is wholesaling brokering deals without a license??

First, unlicensed wholesaling is illegal in pretty much every state, so the underwriter for an SBA loan will probably decline. 

The Agency is well aware that unlicensed “wholesalers” are rampant in our jurisdiction.

We have 2 roofers we use, one HVAC guy.WE have to be careful because where I invest if we do more than $25k in work with unlicensed people (me and my kids or handyman) then the property can not be sold or rented, it most be lived in by the unlicensed people doing the work. 

The PA Real Estate Commission regulates licensed (and unlicensed) real estate agents and brokers.