My rate isn't even spectacular at 4.375%.

Not the best positive cash flows and not as spectacular of return as reno-refi ideas but the total return projection seems pretty good in the low to mid-teens, relative to the work required. 

Nowhere near NYC, or a coastline for that matter.

I'm searching for properties in northern New Jersey that are close to you New York City and I keep getting a ton of houses in West Orange that look spectacular.

I'm not saying I'd never invest in a condo, but it would have to have spectacular numbers.  

Back end systems I try to get (good enough) to get the job done but try to be spectacular on the front end interacting with clients.I find the more complex systems are the longer they take to use and the more features are not used that clutter them up.

@Grant Bumgardner For being 19yrs old I'm very impressed with your mindset here, not to mention your school of choice is spectacular (KSU Alumn here!)

Casey Hartman (Glasshouse Realty, Dayton, OH) is our spectacular agent!

You do see modest growth when you look at the metro area, but they are certainly not as spectacular as places like Austin for example. 

To close on this deal I worked with my favorite lender from Guild Mortgage and the most spectacular closer from Title Partners Agency in St.