Each note is reviewed individually and most note buyers will provide quotes once the transaction has closed, recorded, and the first payment made. 

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

After year 1 we added more originators, more processors, an appraisal review analyst, a VP of capital markets. 

With your costs being less you can invest more into the property to build reviews and get bookings. 

“Does anyone know of a website or resource that reviews Real Estate Syndication sponsors or offerings?

If you're going to do it alone, make sure you your due diligence: estoppels, inspection, review, consult with a local attorney familiar with the local regulations, etc. and good luck.

It would be good to talk to a lender to make a game plan and review your financials. 

It's an old metric that many do not use in today's markets.

There is some info here: https://yieldtalk.com/iintoo-review/.

Scammers do exist, and it’s smart to verify a lender’s legitimacy before moving forward.Check Reviews and References: Look for reviews on trusted platforms like BiggerPockets or Google.