SFH conventional financing will based on your personal background: credit worthiness and your financial stability.

If you are going to look into the markets for an investment, I would recommend short-term debt instruments, like Treasury bills or CDs from creditworthy banks, like Orlando was saying.Also, CRYPTO IS A SCAM.

New Investors who need a home, lack creditworthiness, a great way to enter the market with a nice property.

Credit worthiness.

I have a pre-approval letter so I could make sure I was as credit worthy as I thought.

If it's me I'd try to sell it to someone who can actually pay for it, you already know it is a bad buy, the tenant barely seems creditworthy enough to rent let alone buy, it seems like a likely scenario is you have to foreclose on this person in a year or two and you have the same dud of a property as you do now. 

But 5 years from now, you may be in a different situation where you cannot prove your creditworthiness, or the market may be tighter in lending.

Usually, anyone under 19% will not be checked and the higher % would be the principal of the LLC and his credit rating is used.Loan to loan you could change the % of the ownership in the application process to use the better-positioned creditworthy partner.  

Is there reasonable hard/private money for strong borrowers, collateral, and credit worthy borrower anymore?

Also pet policy and credit worthiness issues could affect time on market.