I asked my insurance agent how filing a claim would affect my rate and she was completely useless, basically saying that nobody knows how my rate would be affected because it is determined by a computerized algorithm.

Which BTW might not be the worst idea, if you have a cookie cutter property on a street that is fairly uniform the algorithm is often pretty good.Part two is the appraisals on cash out refi's are typically VERY conservative.

Computer algorithms can't measure that.

This is a direct quote from PRnewswire: ‘The complaint filed alleges that, throughout the Class Period, Defendants failed to disclose to investors that: (1) the algorithm used by the Company to make offers for homes could not accurately adjust to changing house prices across different market conditions and economic cycles; (2) as a result, the Company was at an increased risk of sustaining significant and repeated losses due to residential real estate pricing fluctuations; (3) accordingly, Defendants overstated the purported benefits and competitive advantages of the algorithm; and (5) as a result, Defendants' positive statements about the Company's business, operations, and prospects were materially misleading and/or lacked a reasonable basis at all relevant times.’

We are on Lake Coeur d'Alene in north Idaho.AirDNA is just an algorithm.

But your two main issues are pricing and algorithm placement.

Not what they are doing right now in the down season.I rarely say check out an algorithm, but I have been using Awing.com's Estimator tool.

Can't believe people will entrust their spending hundreds of thousands of dollars on a computer algorithm .......

Their argument for their forcefully suggested pricing was a bit disingenuous and falsely premised).Short of my issue with their ability to soon set prices based on their algorithm, I like working with them.

It looks like they use some sort of algorithm to calculate rehab based off the arv.