Some carriers may allow you a delay of 3 months or so while you renovate.

At this point I want to have initial meeting and see where the insurance companines are with their offers to settle (I also had about 70% of policies with one carrier) but every parcel is a seperate claim, deductible, adjuster, process, etc.

So, while the dwelling coverage in a landlord insurance policy may help with the repair bills if a tenant inadvertently damages the unit while moving furniture, the costs of cleanup if you discover a disgruntled tenant spray-painted the walls may not be covered.”Do you know of a carrier that does cover he above?

If your broker only represents one carrier (captive agent) or only has a couple of markets you should also consider getting quotes from other Independent agents who represent different markets.The following is part of a post I made to a new owner in the past. 

I believe I can ask for higher rent and deposit, but wondering if the risks are worth the added income.I'm reaching out to my insurance carrier to understand if my coverage needs to change. 

Either call one that can quote with multiple carriers or call two different agents.

Just say that your insurance carrier wants you to do a safety inspection and to provide updated pics of the interior since it's been a few years. 

Jeremy,The Standard Insurance Carriers are slowly evolving their underwriting to deal with the AirBnB.  

Then present it to an attorney for them to review.Then go to Allstate, GEICO, Chubb, or any other major carrier and compare the insurance rider jackets. 

@Derek Dodd almost every insurance carrier will be comfortable with that.