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Updated over 6 years ago on . Most recent reply

User Stats

133
Posts
49
Votes
Jibu V.
  • Investor
  • Philadelphia, PA
49
Votes |
133
Posts

Renters Insurance for Tenant-Caused Damage

Jibu V.
  • Investor
  • Philadelphia, PA
Posted

When a tenant vacates or is evicted, does their renters insurance policy cover liability in a lawsuit for damages to the property caused by the tenant?

Everything I read online discusses only "accidental" damage, but I haven't seen anything that talks about intentional damages caused by the tenant. I am asking from a landlord perspective for damages exceeding the amount of collected security deposit where there is a low likelihood of collection directly from the tenant through a judgement. Thanks in advance.

Most Popular Reply

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1,272
Posts
930
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Ray Harrell
  • Investor
  • Chicago, IL
930
Votes |
1,272
Posts
Ray Harrell
  • Investor
  • Chicago, IL
Replied

Renter's insurance usually ends when the person vacates the property and doesn't cover any damage to the actual real property...only tenant personal property.

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