Partly this is a personal moral question. 

Moral of the story goes back to the point @James Hamling brought up in posts early.

Thanks for your response to @Carlos Morales-Benitez Account Closed.  

As many of you can attest to, this business has more than its share of scammers that are looking for a quick $ at ANY cost as well as Great people that have unwavering moral fiber that keeps them honest and conduct business ethically with a win-win for all involved.We intend to continue doing business in Chicago as well as the DFW areaNow to my question..Has anyone had good experiences with a wholesaler and have done repeat business?

On the moral side, I can no longer support such a system that trap people in perpetual helplessness.

My name is George Morales Jr., and I am a full time Mechanical Engineer looking to flip houses that will provide capital for me to purchase rental units so I can live the dream of having passive cash flow.

The morale of the story is to not bid on 2nd position liens. 

You have no moral, ethical , or legal obligation to let people you don't want occupy your personal residence.

@Tony H Truong besides considering what @Jessica S. stated (whether your strategy is morally a good one), you should know that Oregon has a debt management license.

And that my friends is the moral and the importance of me sharing this story.In the event that the 3 years passes and I decide not to exercise my option, I will have to cover the carpet cleaning costs and repaint the walls.