Need help on how to approach pre-foreclosure home owners

[Tony H Truong]

Hello everyone!

My name is tony I am a new real estate investor, I recently just sent out yellow letters targeting pre-foreclosure in Portland Oregon. I was Hopeing if I could use creative financing to obtain the property. ETC lease option, owner finance. 

My question is how do I approach them? Can I even do that,  understand they are in the whole and in need to get out of the house. Also would I be able to wholesale the property? I don't have enough money to purchase the property at all.  Please advice :)