You can require the ss# on a separate application, but then that number doesn't get verified. so good luck collecting on a judgement if it ever comes to that. 

Does the SELLER have to pay a abstract of judgement filed with the california superior court 9yo for a credit card debt BEFORE escrow can close?

All you really need is a deed but do you know if there are any liens, judgements, unpaid taxes, unpaid hOA, marital status any many more potential issues Find a local title company to close the deal

JamesWe can start with the basicsCalifornia is a deed of trust state, Indiana is a mortgage stateCalifornia has non judicial foreclosure, Indiana requires judicial foreclosureCalifornia residential loans can not enforce deficiency judgements, Indiana does allow foreclosure deficiency judgements 

.#1 - That is ok if they don't show, then she will get an easy judgement.

At best you can get a Small Claims Court judgement that will follow her around, but will she even care?

My go to is always preaching to a higher power  especially about things I do not understand/am not qualified to make a judgement call on.

I know someone in his 70s with a low score because he pays cash for everything (his cars and even has one property with no mortgage).The end of February portion is more of a judgement call because it is loss of income for you.

Account ClosedIn some ways its sort of kinda a judgement call, i.e. its not exactly straightforward. 

Plus you could just sell the lower one as a single person and wait 2 years to sell the larger gain as a married couple.)If the gain is under $100k then you only have to make $15k to be back to even, that’s a judgement call.