( a judgement can be survived with the property as well as IRS lien?)

We ended up with a Judgement of Acquittal after the federal prosecutor rested her case.

They were told they had to pay off the judgement I get paid in full including interest for the four years so I was happy  I've also gone to court against a tenant in New York by getting proof that they were still in the  House by producing electric bills from the power company I was able to prevail there as well  Once again  did get a judgment which I turned over to the sheriffs department they garnisheed the tenents wages and Ingot paid plus interest   In both cases I tried to do it on my own in court long story short judge didn't want to hear the story.

A letter from you highlighting the positive features of the new home you find attractive (bigger yard for my dog, another bathroom for my teenager, etc), paired with evidence that you did in fact historically owner occupy for a year (old utility bills, old mortgage statements, old paystubs, etc, addressed to your then-current residence work), would make it pretty rock solid, but this is still ultimately an underwriter judgement call.Because preapprovals are not property specific, they can never incorporate this, so it's on you to set yourself up for success on this front.

You will get your place back with court action and a judgement for everything owed to you, however, they will hide, change jobs, anything to avoid paying that judgement, so then you have to go after their assets or wages, which is more court costs and may be futile.  

What we see all the time is someone with bruised credit, who cannot take personal responsibility, blaming the credit inquiries, because that's an easier cop-out than owning responsibility for the late payments, the car repo, the civil judgement, etc.

So in Cook County at least, here's your best-case timeline:Day 1: Give 5 day notice.Day 6: File complaint.Day 11: Summons served by sheriff.Day 20: Go to court, get judgement, 1 week "stay of judgement"Day 28: Deliver order to sheriff now that stay is up.Day 42+: Sheriff schedules eviction and "removes" tenant.Now for the sad part.

Landlord needs to be flexible on deposit, rent and use his judgement to see if it works out.

@Jessey KwongJust use good judgement.

Its been against our better judgement, but the niche for most of our properties has been SF or duplex units in trendy neighborhoods.