I’m bullish going into 2025.But my skeptical spider senses are starting to flash.

@Dhruvin Bhadani - At face value, these numbers make sense.

Whether it still makes sense will depend on how much you can defer vs. the basis.

On top of that, many policies have become more strict (especially in the last few years) with replacement cost language because replacement cost estimates did not keep up with inflation for a period of time AND/OR replacement costs on many older properties had skyrocketed so it made more sense to calculate replacement values with functionally equivalent rather than exact materials.

I don't think that makes sense, because the space certainly adds value, in my experience.But this does tend to vary from location to location.

We are northwest based and flying out to Memphis just to get update, doesn’t make any sense. 

I am the type of person that is normally looking to save a money to increase my investing so the thought of paying someone to do my taxes when we could do them ourselves didn't make sense. 

We run a free predictive analysis for anyone that wants one to see if it even makes sense for them and approach it in a consultative manner and we welcome our clients to have their CPA's join the conversation.I'm not an expert in this field, yet.

You will probably figure out where you want to live here and then you can back into which areas make sense to house hack from there. 

@Bob OkenwaYep, that makes sense to me.