I look forward to hearing from you via email  or if possible, I'd really prefer a phone call. 

@David Lewis I prefer real estate over stocks due to taxes. 

Others prefer to get their information and resources from multiple sources over a longer period of time.

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

Or if you prefer one deposit account bam!

Right, because rather than give the actual correct answer and suffer the blow to your ego that you've been doing something wrong for decades, you'd prefer to take a swipe at my ego.

It's a personal preference.

Knowing my situation, if my wife and I were doing something like this, I'd be OK with buying something sooner and cheaper, but my wife would prefer to wait a little longer to save more to buy something nicer.

With that being said, I also want to make sure the market conditions are right and the math makes sense so that it is a wise investment, not just based on our preferences of where we want to live. 

YOu have math and then you have reality and personal preference..