Hi Justin, You might want to consider a "gift of equity."

I’m also going through a zero down program so adding a gift from a family member would un-qualify me from the program.

Wrap, only the gifts after closing...lol. 

that's a gift to the City.in WA state the purchase prices are higher, but so are the potential ARVs.go watch every single one of Tarl Yarber's YouTube videos on flipping and BRRRRing in WA and then come back here with questions.good luck

Borrowers who use hard money typically pay 1-2% of the loan amount when they take out the loan and also 1-2% when they pay it off, so a DSCR loan looks like a gift when compared to terms like this.Another downside to the DSCR loan is that it does come with prepayment penalties.

If so and you truly occupy the property as your primary residence they can give you a gift of equity for your down payment.

If you expect to have a more dynamic need - say you'll be investing nation wide and will need to address State and Local Tax issues in a number of different jurisdictions, or you'll be buying a property in the Caribbean, or you want tax advice on your estate/trust/gift planning, or now you are hiring employees and you want to ensure you are getting help when it comes to tax considerations of your employee benefit plans, or whatever avenue you go - maybe a Regional firm or one specialized in real estate all over will be your best fit over the more mom and pop practitioner.I always disagree with needing to work with an accountant that invests. 

Most people that are trying to do prop 19 planning are doing irrevocable trusts or outright gifts to their children.

Your dream 100), I recommend gifting platforms like mailboxpower/banner season or snappy.

Mine learned how to fix, rehab, build anything by doing.Be kind and make food gifts for those who pitch in and penny pinch.