Best rates on ARM loans

[Christian Chartier]

Hello everyone,

I've been researching ARM lenders for about a month and looking for lenders charging the lowest rates, FHA or Conventional are fine.

If you have used or know of any lenders offering low low low rates on an ARM, send me their info and what their rate is.

Legnth of time (3,5,7,10 yr) is not as important as the rate for this particular scenario.

Thanks in advance

[Caroline Gerardo]

ARM with everything the same (FICO LTV property DTI...) may be a higher rate by .125 today. Interest only you will be paying points upfront as every lender has fear you will early pay them off, and once you calculate those points even over 60 months the rate is higher.

You are looking to shave off costs to make it cash flow? Shop your hazard insurance, raise your FICO, put a larger down payment to get the PITI down.