We brought 20% to the table.

Tomorrow your current offer may not be on the table, and taxes won't matter then!

I mean, the buyer is the one bringing the money to the table so they've always *really* been paying it's just been shown on the seller's side of the settlement statement.

There was this group of ladies at a few  tables over.  

Hi @Nir YoshaI would recommend looking through the profiles of the investors in your area and then reaching out to those investors specifically & explain what you would be bringing to the table as a fellow investor as well.

The fact that you profited from the arrangement over the 3 year option period ameliorates the "loss" you experienced on sale but I think you would agree with me that every dollar left on the table is better characterized as a loss than as a win.  

Plus, the fact that you wouldn’t have to bring money to the closing table is a win—some investors have had to do that just to move on from a bad decision.That said, if you can hold on, cover the mortgage, and keep repairs manageable, it’s likely just a matter of time before values bounce back—especially with the projected rate cuts.Both options are valid, and there’s no right or wrong decision here.

You bring your end buyer to the table (C).

WELL said, As I have posted many times " what value do you bring to the table "  this poster well.....

If you bring the missing skills to the table, you both win and you will learn what you feel you are lacking now.Use the calculators on BP to get you focused on deals and see what works and what does not work.