While this has been an unfortunate start to my investing journey, I still believe in RTR’s future as I see great opportunity here for investors when it’s done right. 

If cash flow is tight, a 20% down payment lowers your mortgage and eliminates PMI, but a smaller down payment keeps more cash for future investments.

I'm a big fan of the Spring Branch area for being in the path of progress and future appreciation.

Looking forward to learning from your insights and possibly collaborating in the future!

If rates drop in the future, you could refi again, but right now, it’s a higher upfront cost.Each option carries risk, so it depends on how soon you plan to reinvest and how you want to manage your debt.

Great questions—buying in an AE flood zone definitely comes with risks, but it can also be an opportunity if you analyze the numbers, insurance costs, and future resale potential carefully.

When pulling the credit report one of the individuals has a high debt to equity ratio (50 %) My fear is what if this High DTI and credit usuage could result in one of the parties defaulting on future rent.

You can always refi in the future.- Why do you have to do all 4 rehabs at once? 

We like doing the hard work of doing due diligence, researching property histories, getting estimates, negotiating contracts, etc.We're also going to be looking to buy and hold in the near future possibly by BRRRRing.

@Aaron SalladeJust remember if there are any other outstanding debts / lawsuits or future lawsuits with the trust you would be assuming those as well.