My wife and I own it together, but i may be able to buy her out and keep it as a short-term rental without spending all my personal capital.I’m looking for advice on financing options, buyout strategies, and any creative solutions others have used in similar situations.

If you are worried about it, buy an umbrella insurance policy for $1 million and sleep easy. 

Whatever word salad you wanna use doesn't change that.As for the govt teaching you how to do Sub2 deals, I dunno what you're referring to.

Biggerpockets members are pretty easy going, nobody is going to be making any judgments if you mess up and post something silly, etc.

Welcome to BP.

Real estate is easy to get into, but hard to earn a living. 87% of all agents quit within two years because they don't make enough money.

I've walked through a property with a wholesaler and when I walked in I told him the ceiling height here is a big factor for resale and I can't use the comps he sent me.

Now, you need to figure out how to find deals and pay for them.

Crowdfunding platforms tailored to hospitality investments might be another avenue to explore.

@Jessica Privitera welcome to the forumns, sounds like you will have a lot of value to add here and help others along their own journey.What was the driver behind the move from NY to TN?