Learning how to use the correct tools and materials for a job, YouTube videos and even ChatGPT will help you get through 80% of the problems you will run into.My rule was I would not mess with HVAC, plumbing and electrical Or if it would take more than a few hours. 

This is not correct. 

I would suggest buying without value add only if you were going to keep the property at least 10 years. https://www.neighborhoodscout.com/ca/san-diego/real-estateI think your plan to rent in San Diego is likely the correct choice especially as you get to know the area. 

Forget whether any of this is correct. 

@Daniel Godbout as I understand it your are correct. 

You are correct, it is common for DSCR lenders to require the borrower to be a business entity in Florida, and some other states sprinkled across the US.

You speak correctly that "anything is probably possible anywhere but highly unlikely" to you.You are also answering a question that wasn't asked.

@Lincoln Waite are you comparing market rents correctly?

Asking in the correct forum will get a better response.Read the RULES!

And what is your price point, and it sounds as if you're OK with slight to moderate rehab, is that correct?